body {margin: 0; padding:0px 0 20px 0; background: #EFEFEF; font-size:14px;} 
img {border:0;}
form {padding:0; margin:0;}
a {color:#4F94D0; text-decoration:none;}
a:hover {text-decoration:underline;}
table {border-collapse: collapse;}
p {margin-left:15px;}

 


 
 